Introduction:
Baccarat Insurance is a game where its offers a fixed odds to player. The party will be dealt third card according to the drawing rules, regardless the player or banker (or both). The objective of this gameplay is to safeguard the player’s capital or the bet amount.

How to win:
In Baccarat, two hands are dealt by the house dealer, the "Banker" hand and the "Player" hand. The hand with a total point of 9 or closest to 9 wins the game.

Apparatus & Betting Guide:
1. Click the chip and place on either side (player, banker or tie).
2. Each hand receives 2 cards. All face cards and 10s have no value. Cards less than 10 are counted at face value. Only single digit values are valid.
3. The hand is called a "natural" if the first two cards total 9. It wins automatically and no additional cards will be drawn.
4. If either hand’s total is between 0 – 7, the hand draws a third card.
5. Neither hand can have more than three cards in each game.

How to play:
Baccarat is dealt from 8-decks shoe (each deck contains 52 cards) shuffled together, with total 416 cards.

The card dealer gives two cards each; first to the player and then the banker. If both sides are dealt a tie after receiving two cards, the third card is drawn according to the Baccarat rules. Either hand can only draw one card. The hand closest to 9 wins the game. If both hands have equal value, in which case it’s a tie.

Game Rules:
1. Valuation of hands

*Either the Player or the Banker has a natural 8 or 9. It is an automatic win for the hand with the natural.
*After 2 cards are dealt. If the hand requires drawing a third card, the third card will be dealt according to the drawing rules.

E.g.:
4 + 2 + 6 = 2
5 + 6 + 8 = 9
10 + 10 + 10 = 0

2. Drawing rules

*When either hand has a total of 8, 9, the hand is called a natural and the hand is over. If both player and banker’s total two cards are 6 or 7, they will tie.

3.Insurance Rules:
Each round the dealer gives two cards each to “Player” and “Banker. You may place “Insurance Player Bet” or “Insurance Banker Bet” according to the situation. Insurance Baccarat Rules: •Insurance Player Bet - Only applicable to two or three cards, it depends on the points of the third card. •Insurance Banker Bet — Only applicable to two cards. •The received amount for each Insurance Bet shall not exceed the original bet amount. •If the game is tie, all bet amount for the round will be refunded.

Insurance Player:

Betting Odds:
The game offers Baccarat and Zero Commission Baccarat to players. Both have same drawing rules and bet types, however the odds are different. The types of bet and odds are as follows:

Baccarat

Zero Commission Baccarat

Side bets
1. Big vs Small: The bet wins according to the payout table the total number of cards dealt between Player and Banker. If the total number of cards dealt between Player and Banker is 4, the Small side bet wins, if it’s 5 or 6, the Big side bet wins.
2. Player Pair/Banker Pair: The Player Pair or Banker Pair bets win according to the payout table if the first two cards drawn by the dealer form a pair on the respective position.

Reminder
1. This website is live stream game. If any special circumstances occur, shall be handled according to the website notice.
2. When the dealer shoe enters round 31 or later, player shall not place Big and Small side bets.
3. There is minimum and maximum bet limit for the game and also personal bet limit. Player may place bet according to the personal limit. However, the player must meet the minimum bet limit of the gameplay. If you need adjust the personal limit, kindly contact our Customer Service.
4. When the dealer dealing cards, there is certain occasion the system is not able to read the situation, therefore the dealer will rescan until the system can completely read the situation (If any error occurs, all relevant bets/odds will be cancelled).
5. In the case of wrong calculation, recalculation will be done according to the actual video.
6. If any cards accidentally drop or away from the camera during the shuffle, the supervisor will immediately replace with new cards and reshuffle the cards.
7. If the dealer accidentally draws two or three cards when dealing card, the supervisor will correct the position accordingly.
8. If no draw card is required for the round, but the dealer has drawn another card, the supervisor will place the card at the bottom of the dealer shoe for the use of next round.
9. In the middle of the game, if there is any opposite-face cards found in the dealer shoe, all the bets are consider valid for the round, the game will continue. While all the Insurance Bets are considered void.
10. In the middle of the game, if the dealer forgets to place the Insurance Odds label and before revealing the next card. The Insurance Bets are consider void and the game will continue.
11. In the middle of the game. If there is an error in scan position due to the dealer forgets to scan the card. The supervisor will place the card back to the right position. The Insurance Bets are consider void and the game will continue.